Private Wealth Management — Victoria
Independent, discretionary portfolio management for Victoria retirees and families with $500K+ in investable assets. Whether you're downsizing from Vancouver, commuting a pension, or transitioning to retirement on the Island, we build income-focused strategies that protect and grow your wealth.
Request a Confidential Consultation How We're Different ↓ Or call us: (416) 930-5550Our Approach
We manage wealth the way institutions do — with rigorous discipline, diversified asset classes, and tax-aware strategies — but with the personal attention of a family office.
We build and actively manage custom portfolios across equities, fixed income, alternatives, and private markets. No model portfolios. Every allocation reflects your specific goals, tax situation, and risk tolerance.
Asset location across registered and non-registered accounts, tax-loss harvesting, capital gains timing, and corporate account optimization. The tax savings often exceed our fee.
Access to private equity, structured notes, and real asset strategies typically reserved for institutional investors. We use alternatives selectively to reduce volatility and enhance returns.
Portfolio management doesn't exist in isolation. We coordinate your investment strategy with retirement income planning, estate structures, insurance needs, and tax advisors to optimize your total financial picture.
Who We Serve
Our clients share a common trait: their wealth has reached a level that demands personalized, sophisticated management and a dedicated advisor who understands their full financial picture.
Retirees who have relocated to Victoria from Vancouver or Alberta, managing pension commutations, government and military pensions, and building sustainable retirement income strategies for life on Vancouver Island.
Individuals who have sold Vancouver or Alberta properties and moved to Victoria, converting significant real estate proceeds into diversified, income-producing investment portfolios.
Senior government officials and military personnel based in Victoria approaching retirement, managing defined benefit pension decisions, severance packages, and the transition from public service to private wealth management.
Client Scenario
A recently retired executive consolidating $1.8M in assets. Through asset location optimization, tax-loss harvesting, and a shift to a diversified, lower-cost portfolio, we transform their financial picture.
The Independent Difference
As a fully independent firm with fiduciary accountability, every decision we make is aligned with one objective: your long-term financial success.
We choose from the entire investment universe — ETFs, individual equities, private funds, structured notes — based solely on what's best for your portfolio.
Your portfolio is built around your goals and your risk tolerance. Our compensation is tied to growing your wealth, not to selling specific products.
You work directly with the person managing your money. Your portfolio manager knows your name, your family, and your financial situation.
One fee of 1–1.5% covers portfolio management, financial planning, estate planning coordination, and ongoing advice. No hidden trailer fees, no transaction charges.
As a registered portfolio manager, we are legally bound to act in your best interest at all times — the highest standard of care in Canadian financial services.
Your accounts are held at regulated custodians (not with us). You have 24/7 online access and CIPF protection. We manage — we never hold.
Meet with us at our Bay Street office or by phone. We'll provide a candid assessment of your current portfolio and identify opportunities to optimize your wealth strategy.
Request Your Complimentary Review Prefer to talk? Call (416) 930-5550Currently accepting a limited number of new client relationships this quarter.