Personalized Financial Planning for Toronto 

At BlueSky Investment Counsel, we understand that every financial journey is unique, especially in a dynamic city like Toronto. We take pride in offering customized financial planning designed around your specific goals, needs, and challenges. Whether you’re preparing for retirement, seeking investment strategies, or managing the finances of your business, our expert advisors collaborate closely with you to create a tailored plan. Our mission is to help Toronto individuals, families, and business owners achieve their financial goals and secure a prosperous future.

 

Comprehensive Financial Services Tailored for Toronto’s Unique Needs

BlueSky Investment Counsel provides a wide range of financial services to meet the diverse needs of our Toronto clients. From estate planning and tax optimization to risk management and business succession strategies, our experienced team is equipped with the expertise to support you at every stage.

Unlock your financial potential with BlueSky Investment Counsel, your trusted Toronto-based financial advisors. Contact us today to schedule a consultation and discover how our personalized service, local expertise, and comprehensive solutions can guide you towards financial freedom in Toronto’s fast-paced economy.

 

Set up Objectives

This step requires for the client redefine their relationship with money and see it as a tool instead of just accumulating as much money as possible without knowing how to properly use it to reach their objectives.  The objectives could be any of the following or a combination thereof:

1.  reaching lifestyle goals at retirement

2.  insuring children’s future by saving for their education or leaving them a nest egg

3.  and, or paying off existing debt.

 

Gathering information

From your current expenses, to your savings, debt level, home values etc… we work with you to get all the relevant information to generate a Net worth Statement reflecting an accurate picture of your current financial situation.

 

Planning a Strategy

At this point we rank your goals by degree of importance, we then match them with your various assets today and in the future to make sure your most important goals are achieved first. This will also include the level of risk to take in your investments, set up a realistic expected rate of return and drive your investment strategy.

 

Reviewing and readjusting

At any material event in your life, income or assets values which could be for instance an unexpected inheritance, a marriage or a new job. We review how this affects your goals and if we are still on track and what needs to be done to make sure we are on track.