PDF Version In the past a balanced portfolio typically meant to have roughly half of your holdings to be equity (stocks) and the other half to be fixed income (bonds). Some people use a 60/40 weighting, respectively. In economic studies, there is the idea of economic cycles also called boom/bust relationships. […]
PDF Version How your savings accounts really work: RRSP, TFSA, LIRA, LRSP, DB, DC The government has created multiple structures to help Canadians save efficiently and have a retirement that relies less on full government programs such as the CPP (Canadian Pension Plan) or OAS (Old Age Security) and more on individual savings: RRSP, […]
2020 Contribution Information (PDF)
2017 Contributions (PDF) With the kids heading back to school after the holiday break it is retirement contribution time again! We have outlined the 2014-2017 maximum contribution limits for RRSPs and TFSAs below, subject to contribution room as per your Canada Revenue Agency (CRA) Notice of Assessment (NOA) from last year. 2017 RRSP […]
January Newsletter – Top 10 Questions from investors (PDF)
For those not interested in reading the whole article, the answer to the long-term trend of real estate prices is: up.